The CM Punjab Asaan Karobar Loan Scheme Registration 2026 Apply Online initiative is a flagship program of the Government of Punjab, launched under the vision of the Chief Minister to strengthen Pakistan’s export potential by empowering Small and Medium Enterprises (SMEs). Implemented through The Bank of Punjab (BOP), this interest-free (Qarz-e-Hasna) export finance scheme enables eligible exporters to obtain financing of up to PKR 50 million for business expansion, modernization of production, adoption of eco-friendly technologies, and effective utilization of working capital. With over 100,000 SMEs already financed, a total disbursement of PKR 88 billion, and an impressive 99% recovery rate, this scheme reflects trust, sustainability, and strong government backing—making it a golden opportunity for Punjab-based exporters in 2026.
Program Overview – CM Punjab Asaan Karobar Loan Scheme 2026
| Item | Details |
|---|---|
| Program Name | CM Punjab Asaan Karobar Export Finance Scheme |
| Focus Keyword | CM Punjab Asaan Karobar Loan Scheme Registration 2026 Apply Online |
| Implementing Bank | The Bank of Punjab (BOP) |
| Nature of Financing | Interest-Free (Qarz-e-Hasna) |
| Maximum Loan Amount | Up to PKR 50 Million |
| Eligible Applicants | Small & Medium Exporters of Punjab |
| Loan Tenure | Up to 5 Years |
| Repayment Mode | Equal Monthly Installments |
| Handling Fee | Existing Businesses: 3% per annum |
| New Businesses | Completely Fee-Exempt |
| Location | Punjab (All Districts) |
| Ad Posted Date | 2026 |
| Last Date to Apply | Notified on Official Portal |
| Application Mode | Online |
| Official Website | https://akf.punjab.gov.pk |
| Bank Website | https://www.bop.com.pk |
| BOP Phone Banking | 111-267-200 |
Positions / Financing Categories Details
Small & Medium Exporters (SMEs)
- Punjab-based small and medium-sized exporters
- Financing available for:
- Business expansion
- Modernization of production units
- Adoption of environment-friendly technologies
- Efficient management of working capital
- Maximum financing limit: PKR 50 million
- Loan duration: Up to 5 years
- Repayment through equal monthly installments
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How to Apply
Interested applicants can apply online by following these steps:
- Visit the official portal:
👉 https://akf.punjab.gov.pk - Complete the online registration form with accurate business details.
- Upload required documents as per guidelines.
- Submit the application online.
- After submission, applications will be processed through The Bank of Punjab (BOP).
For further assistance:
BOP Phone Banking: 111-267-200
Follow BOP 816
Terms & Conditions
Incomplete or incorrect applications may be rejected.
Financing is strictly interest-free under government policy.
Only Punjab-based exporters (SMEs) are eligible.
Loan approval is subject to verification and scrutiny by The Bank of Punjab.
Existing businesses will pay a 3% annual handling fee.
New businesses are fully exempt from any handling fee.
Repayment must be made through equal monthly installments.
The Government of Punjab / BOP reserves the right to amend or discontinue the scheme at any stage.